Interchange Plus

Fair Pricing, Real Savings

Stop paying mysterious and high fees that punish your growth. With our Interchange Plus model, we give you complete transparency on what you pay for every transaction. It is our promise of honesty: a pricing structure designed for you to keep more of what you earn.

The advantages that transform your finances

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Radical Transparency

You know exactly what you pay.

The real, non-negotiable Interchange cost set by the card networks (Visa, MasterCard, etc.) is passed through directly.

A service margin (+) is simply added on top.

This margin includes a small, fixed fee for our technology and support.

No hidden fees or black boxes.

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Automatic Savings on Every Card

Pay what the card really costs

Not all cards cost the same to process — debit cards are much cheaper than premium credit cards.

With flat-rate pricing, you always pay the highest rate, no matter the card.

Interchange Plus lets you benefit from lower-cost cards, passing the savings directly to you.

Reduce the cost of each specific transaction when a cheaper card is used.

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A Model that Rewards Your Success

Grow more, pay less

As your business grows and you process more volume, your average “effective rate” decreases.

We dont penalize you for selling more — quite the opposite.

Our pricing structure is built so that the more successful you are, the more you save on fees.

True partnership designed to support and reward your growth.

The smart decision for your business

Interchange Plus isnt just a pricing model; it is our philosophy. We believe you deserve to pay a fair price that reflects the actual cost of each transaction, not an inflated fee that only benefits the processor. It is time to take control and maximize your profits.

Pass-through Cost

A model build on total transparency

We offer a model built on total transparency and fairness for both you and your clients. At GYB Connect, we empower your business to operate without absorbing credit card fees by allowing the customer who chooses the convenience of card payment to cover the small processing cost.

This is clearly explained to the customer during the transaction, positioning it as a standard fee for the payment service.

This approach frees your business from a significant operational cost, improving your profitability while maintaining a clear and honest relationship with your customers.

Goodbye Hidden Markups

Forget opaque pricing models. GYB Connect aligns with the Pass-through Cost concept, clearly breaking down the expenses associated with each card transaction.

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Covering Real Costs

We show you how network costs (Visa/Mastercard) and the issuing bank (Interchange Fee) are passed directly through. The extra you might see is explained by these underlying expenses, not by arbitrarily added markups.

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A Simple and Honest Pricing Structure

Forget about statements you need an expert to decipher. Our pricing structure is straightforward and easy to understand. This honesty gives you the confidence that you are always getting a fair rate, with no surprises at the end of the month.

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Why choose GYB Connect? The answer is simple:

$0.00

Zero
Processing Fees

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Our model isnt just about transparency; it is about completely eliminating your costs for accepting cards. We implement a fair and fully compliant system where the cost of processing is covered by the customer who chooses the convenience of paying with a card.

The result: you stop giving away your profits in fees forever.

What this really means for your business:

You Keep 100% of Every Sale

Forget the deductions on your statement. The price you set for your product is the money you receive in your bank. It is that simple.

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Predictable Profit Margins

By eliminating the variable cost of fees, your profits become incredibly stable. This gives you unprecedented financial clarity to plan and grow your business.

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A Fair and Transparent System

It is the most honest way of doing business. The cost for the convenience of paying by card is covered by the person who uses it, not you. This allows you to keep your base prices competitive for all your customers.

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Step into the future of business

GYB can grow your business friction-free, enhancing customer retention with cutting-edge and tailored technologies across Industries.

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Legal Offices

The importance of your Trust Account

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Jewelry

Secure and profitable payments

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Health Care

Focus on your patients

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Retail

Every second and every penny